If you're looking for the latest news in the financial-services industry, check out The Balance Sheet. Here you will find updates on financial preparation as well as the latest happenings within the industry and money saving personal finance tips.

The Balance Sheet - How to Better Evaluate Borrower Performance

Oct 11, 2017

How to Better Evaluate Borrower Performance Gaining an understanding of the specific accounting methods borrowers use can help lenders better evaluate their borrowers’ financial status and whether they’re generating sufficient revenues ov ...

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The Balance Sheet - It's Time to Revisit the Burdens of SOX

Aug 10, 2017

It’s Time to Revisit the Burdens of SOX During the first six months of President Trump’s administration, the focus on deregulation has been centered on repealing or revamping Dodd-Frank. The rhetoric driving the deregulation push is job creat ...

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The Balance Sheet - 4 Key Areas to Review When Assessing a Borrower's Ability to Compete

Jun 14, 2017

4 Key Areas to Review When Assessing a Borrower’s Ability to Compete There are several factors a lender should consider in assessing whether a small business is likely to meet its loan obligations. These include the competitive environment and ...

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The Balance Sheet - Banking Rules May Not Be Doing Their Job on National Security

Apr 4, 2017

Banking Rules May Not Be Doing Their Job on National Security One look at the headlines, and it is easy to see that the Trump administration’s deregulation efforts continue to shift into high gear. The nation’s largest banks are taking no ...

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The Balance Sheet - Dodd-Frank Isn't the Only Financial Law Trump Should Change

Feb 9, 2017

Dodd-Frank Isn’t the Only Financial Law Trump Should Change If the true goal of President Trump’s deregulation is to spur economic activity and create jobs, the Trump administration should look further back in history, instead of focusing ...

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The Balance Sheet - Let's Read the Footnotes

Dec 12, 2016

Let’s Read the Footnotes Financial statement footnotes can provide a wealth of useful information. Experienced lenders know to look beyond the numbers and consider qualitative details and narrative disclosures, as well as what’s not being sai ...

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