If you're looking for the latest news in the financial-services industry, check out The Balance Sheet. Here you will find updates on financial preparation as well as the latest happenings within the industry and money saving personal finance tips.

The Balance Sheet - 4 Key Areas to Review When Assessing a Borrower's Ability to Compete

Jun 14, 2017

4 Key Areas to Review When Assessing a Borrower’s Ability to Compete There are several factors a lender should consider in assessing whether a small business is likely to meet its loan obligations. These include the competitive environment and ...

Explore

The Balance Sheet - Banking Rules May Not Be Doing Their Job on National Security

Apr 4, 2017

Banking Rules May Not Be Doing Their Job on National Security One look at the headlines, and it is easy to see that the Trump administration’s deregulation efforts continue to shift into high gear. The nation’s largest banks are taking no ...

Explore

The Balance Sheet - Dodd-Frank Isn't the Only Financial Law Trump Should Change

Feb 9, 2017

Dodd-Frank Isn’t the Only Financial Law Trump Should Change If the true goal of President Trump’s deregulation is to spur economic activity and create jobs, the Trump administration should look further back in history, instead of focusing ...

Explore

The Balance Sheet - Let's Read the Footnotes

Dec 12, 2016

Let’s Read the Footnotes Financial statement footnotes can provide a wealth of useful information. Experienced lenders know to look beyond the numbers and consider qualitative details and narrative disclosures, as well as what’s not being sai ...

Explore

The Balance Sheet - "MRBAs" Highlight the Evolving Regulatory Risks for Banks

Oct 21, 2016

“MRBAs” Highlight the Evolving Regulatory Risks for Banks Matters Requiring Board Attention, or MRBAs were at the forefront of enforcement before the financial crisis. After taking a back seat during the crisis and its initial aftermath, MRBAs ha ...

Explore

The Balance Sheet - How Will Proposed FASB ASU on Income Taxes Impact Banks

Aug 12, 2016

  How Will Proposed FASB ASU on Income Taxes Impact Banks. The FASB issued a proposed ASU, Income Taxes (Topic 740): Disclosure Framework – Changes to the Disclosure Requirements for Income Taxes. The proposed ASU is part of the FASB’s o ...

Explore