If you're looking for the latest news in the financial-services industry, check out The Balance Sheet. Here you will find updates on financial preparation as well as the latest happenings within the industry and money saving personal finance tips.

The Balance Sheet - An Appraisal of Your Borrower's Collateral Can Be Invaluable

Oct 25, 2018

Bouncing back – Lending to businesses in the aftermath of a disaster In the aftermath of a natural or man-made disaster, small businesses often need immediate access to capital to tide them over. But lending to a company experiencing extreme ch ...

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The Balance Sheet - What to Consider When Lending to a Franchisee

Aug 28, 2018

Head Off Concentration Risk at the Pass Concentration risk is a financial risk that comes into play when a borrower relies too heavily on one, or one set of, suppliers or customers, making the business vulnerable if those key suppliers or customers f ...

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The Balance Sheet - Is Your Commercial Customer Involved in Money Laundering?

Jun 13, 2018

Is Your Commercial Customer Involved in Money Laundering? Small and medium-size businesses often play an instrumental role in money-laundering schemes. While your bank likely has a significant investment in transaction surveillance models and support ...

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The Balance Sheet – A Review of the New Tax Law: What Lenders Should Know

Apr 12, 2018

A Review of the New Tax Law: What Lenders Should Know The Tax Cuts and Jobs Act passed in late 2017 with significant implications for businesses. Lenders need to be aware of these changes and understand the potential ramifications for their borrowers ...

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The Balance Sheet - Downgrade of Venezuela Debt Cause for Financial Institutions to Look at their Transfer Risk Methodologies

Feb 15, 2018

Downgrade of Venezuela Debt Cause for Financial Institutions to Look at their Transfer Risk Methodologies Following the downgrade by several rating agencies of Venezuela’s long-term foreign currency debt in late 2017, regulatory focus has understan ...

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The Balance Sheet - Tax Bill Soon to be Signed Into Law, but Some Concerns for Banks Remain

Dec 19, 2017

Tax Bill Soon to be Signed Into Law, but Some Concerns for Banks Remain The tax legislation that has been approved by both the House and Senate, will soon be on President Trump’s desk to sign. Known as the Tax Cuts and Jobs Act, the bill is set to ...

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