Adam Ingles is a Director at MBAF and leads the firm’s Regulatory Risk Solutions group. Adam has more than fifteen years of experience within the financial services industry working with large global, national, regional, and community banks. He has extensive experience helping financial institutions prepare for and respond to regulatory examinations including solution design and implementation to comply with remediation requirements of regulatory enforcement actions.
Adam has extensive experience revolving around BSA/AML compliance programs. He has worked on complex BSA/AML projects at large global and national banks including some of the more notorious remediation cases in BSA/AML enforcement history. Adam has been able to successfully leverage his large bank experiences to deliver scalable, risk appropriate, and cost-effective solutions for regional and community banks.
His experience with BSA/AML compliance program requirements includes performing overall program assessments and roadmaps, independent testing, system selection/implementation, customer risk rating model design/implementation, customer due diligence and enhanced due diligence process design/improvement, regulatory required transaction lookbacks, transaction monitoring system tuning/ calibration, staffing model assessments, independent third-party management assessments, and training.
During the onset and aftermath of the financial crisis, Adam focused on credit risk management, asset quality strategies, and capital preservation. Adam has extensive experience dealing with the volatile world of ALLL Models subject to intense regulatory scrutiny ranging from independent model validation, model optimization or redesign, FASB 114 impairment analyses, and TDR PV cash flow estimates for ALLL purposes. Adam also implemented loss-mitigation strategies and TDR products to manage asset quality deterioration.
In addition, Adam has worked extensively in the Model Risk Management space, particularly as the regulatory agencies recently turned their focus towards bank’s compliance with the supervisory guidance issued in 2011. For example, Adam presented a webinar on this subject in 2015 on behalf of the American Bankers Association and continues to assist clients to stay ahead of regulatory enforcement by providing overall MRM program consulting and independent model validations across many areas of the ERM spectrum.
- CAMS Certification 2005-2010; Recertification scheduled for 2016
- University of Phoenix – Bachelor of Science in Business and Accounting
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